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Business · 2025/26 multipliers

Small Business Rates Relief Calculator

Most shops, offices and workshops pay business rates based on their rateable value. Small Business Rate Relief can wipe the bill entirely if your only property has an RV of £12,000 or less.

£

Annual bill after relief

£0

Includes 100% Small Business Rate Relief.

Breakdown

  • Multiplier (49.9p)
    Per £1 of rateable value
    £0
  • Gross rates
    £5,489
  • SBRR (100%)
    −£5,489
  • Payable
    £0

How we calculated your result

Gross rates = rateable value × multiplier (49.9p for small premises, 54.6p for standard). If you only occupy one property, we apply SBRR: 100% off below £12,000, sliding to 0% at £15,000.

Official UK rules in simple English

  • Rateable value is set every 5 years by the VOA — current list from 1 April 2023.
  • SBRR is only for occupied properties used wholly or mainly for business.
  • You can keep SBRR if you take a second property worth less than £2,899 RV (and total RV under £20,000 / £28,000 in London).
  • Charities get 80% mandatory relief; rural premises get further reliefs.

Common pitfalls to watch out for

  • ⚠ You have to apply

    SBRR is not automatic. Even though it’s the same form every year, councils don’t reapply it without a request.

  • ⚠ Empty rates kick in fast

    Empty office/shop pays full rates after 3 months (6 for industrial). Plan exits to avoid the cliff.

  • ⚠ Working from home

    If part of your home is used exclusively for business, the VOA can split it and assign rates — usually a bad outcome.

Frequently asked questions

What if my rateable value changes?
Bills update next 1 April. You can challenge an RV via the ”Check, Challenge, Appeal” process on gov.uk.
Are pubs and shops on the high street treated differently?
Yes — Retail, Hospitality & Leisure Relief currently gives a 75% discount on bills (capped at £110k per business) for 2024/25.
Does this work in Scotland/Wales/NI?
No — each nation has its own scheme. The Small Business Bonus Scheme (Scotland) and Small Business Rate Relief (Wales) work differently.

England only, 2025/26 multipliers. Always confirm with your local billing authority before relying on a figure.

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