DWP & HMRC rules · 2025/26
UK family & benefits calculators, in plain English
Estimate what you can claim from DWP and HMRC. No jargon, just plain answers.
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15 calculators- benefits
Universal Credit Estimator
Estimate your monthly Universal Credit award.
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UC Earnings Taper Calculator
How much UC you lose for every £ you earn.
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Child Benefit Calculator
Weekly Child Benefit by number of children.
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High Income Child Benefit Charge
Clawback above £60,000 — explained.
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Maternity Pay Calculator
SMP across the 39-week period.
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Paternity Pay Calculator
Statutory paternity pay entitlement.
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Shared Parental Leave
Split leave and pay between two parents.
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Tax-Free Childcare Calculator
Up to £2,000/year per child top-up — see your match.
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Free Childcare Hours Checker
15 or 30 free hours — eligibility by age and income.
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PIP Points Self-Check
Daily living + mobility scores against thresholds.
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Carer's Allowance Earnings Check
Stay within the weekly limit to keep your claim.
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Pension Credit Estimator
Top-up for low-income pensioners.
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Attendance Allowance
Help with care costs for over-65s.
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Benefit Cap Checker
Is your household above the cumulative cap?
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Local Housing Allowance
LHA rates by property size and region.
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Benefits in plain English
The benefits system has dozens of rules, taper rates and earnings disregards. Our calculators strip away the jargon and show you roughly what you can claim — and what happens when your circumstances change.
These are estimates. For an official figure, you’ll need to apply through GOV.UK — but use these tools to check whether it’s worth your time first.